Job Description
Job Description
- Industry/ Organization Type: Management Firm/Investment
- Position Title: Business Development Manager (SME Loans)/ Business Development Executive (SME Loans)
- Working Location: Chinatown
- Working Hours: 5 days (Monday to Friday, 9.30 am to 6.30 pm) (Flexible)
- Salary Package: Up to $4000 + Commission
- Duration: Permanent
Key Responsibilities
- Establish and nurture relationships with SME clients to understand and meet their financial needs and goals.
- Serve as the primary contact for SME clients, promptly addressing their inquiries and requests.
- Analyze clients' businesses, market trends, and financial situations to offer customized financial solutions.
- Identify and pursue new lending opportunities within the SME sector through active prospecting and lead generation.
- Evaluate loan applications through detailed credit assessments and risk analysis to determine creditworthiness and financial health.
- Negotiate and structure loan agreements in line with policy and regulatory standards, focusing on risk management.
- Oversee and manage a portfolio of SME loans, ensuring adherence to terms and timely repayments while monitoring for potential risks.
- Collaborate with internal teams to ensure accurate documentation and efficient loan processing.
- Advise SME clients on financial strategies for business growth, cash management, and effective capital use.
- Guide clients through the loan application process, ensuring clarity and compliance at every step.
- Other ad hoc duties as assigned.
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- Proven experience in commercial banking or SME lending, with a strong background in relationship management and business development.
- A track record of managing SME loan portfolios, achieving financial targets, and implementing risk controls.
- Expertise in financial analysis, risk assessment, loan structuring, and credit underwriting in the SME context.
- Excellent communication skills, capable of discussing complex financial issues clearly and building strong client relationships.
- Strong network-building skills with a deep connection to the SME community and related stakeholders.
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